Employers Liability aka Stop Gap
Own a business? Have employees? You need this coverage. Where workers comp falls short, this coverage steps in. Washington law says the department of L&I is supposed to be the sole remedy for injured workers, but like any law, there are loopholes. There are circumstances where an injured worker can still bring a claim against their employer. Stop Gap steps in to protect you from these potential coverage gaps. It’s not an expensive coverage. It is based on your employee count and average claims activity over the years. Please contact us if you have any questions.