From your first car to your dream home let us help you make the right choices for your personal insurance needs. There are a lot of coverage options out there. We can help determine the best products and explain your coverage.
Looking for life insurance or individual medical plans? Check out our Individual products under our Employee Benefits offerings.
Your house is more just an asset. Make sure your home is protected with the right coverage.Learn More Get a Quote
Auto insurance deserves more than just a few minutes of your time. We’ll help you understand the many coverage options for you and your car.Learn More Get a Quote
Renters insurance includes important coverage for your personal property and your liability.Learn More Get a Quote
Boats, RV’s, Trailers, Motorcycles, Jet Skis, Snowmobiles… all your toys need special coverage, let us help you secure it before your next adventure.Learn More Get a Quote
Severe accidents do happen. Umbrella coverage will ensure they don’t destroy what your financial security.Learn More Get a Quote
Why did my auto insurance go up?
Auto insurance premiums have been going up for several years, and the trend looks to continue for the near future. There are several factors driving the increases. First, modern vehicles are more expensive to repair. New systems installed to make new cars safer and more connected are very costly to repair. Another major factor driving up auto insurance premiums is rising medical costs. Finally, as the economy continues to improve there are more cars on the road, leading to more accidents.
Does my auto insurance policy cover a vehicle I rent?
Generally speaking, yes. If you have at least one vehicle on your auto insurance policy that has liability, comprehensive and collision coverage on it, those coverages will extend to a rental vehicle. That said, most rental car agreements make the renter responsible for risks that aren’t covered under many auto insurance policies. It’s best to discuss limitations your policy may have regarding rental cars with your agent.
f my garage burns down and my car is in the garage, is it covered under my homeowners policy?
No, your homeowners insurance policy does not cover the loss, even though your vehicle was in your house. You must have a form of comprehensive physical damage coverage on your auto insurance policy for it to be covered.
If I purchase valuable jewelry and afterward my home is broken into and the jewelry is stolen, will it be covered?
Homeowners policies have limited coverage for theft of jewelry and generally list a dollar limit in the policy. Depending on the value of jewelry you own, you may want to add a Scheduled Personal Property endorsement to your policy as it will allow you to list specific jewelry items and insure them for the purchased, or current appraised value.
Why do I need a Personal Umbrella policy?
Umbrella insurance provides protection that may help pay expenses in many situations, such as if you’re sued for alleged slander or libel. For example, what if you or a family member posts an unfortunate comment about a person on social media? You may be sued as a result and that’s where a Personal Umbrella policy may help.