Insurance for your boat, personal watercraft, motor home or travel trailer is important to obtain before setting sail or hitting the road. Boat insurance policies cover not only the hull, but belongings you have aboard, unattached boating equipment such as GPS or depth finders and liability for operating the boat as well as pollution liability. RV policies cover damage to the unit, loss to personal belongings, liability while using your RV as a residence and, in the case of motor homes, liability while driving the RV plus coverage for yours and your passenger’s injuries. All offer different optional coverages and have varying coverage limits and deductibles.
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