Umbrella Policies

Protect yourself from the unexpected

You have insurance for your autos, home, rentals, toys and in all cases have purchased liability limits geared to adequately protect your assets. But what if you have a liability claim of a severity that far exceeds what you ever expected? A Personal Umbrella policy provides an additional layer of liability insurance over your other personal insurance policies, and can be a saving grace if the unexpected happens. Personal Umbrella policies typically start with a limit of $1,000,000 but limits up to $10,000,000, or even more, are available as well. Some even offer excess coverage over the underinsured motorist coverage.